Making the Most of Your Credit Card and Frequent Flyer Rewards Points
If your credit card rewards you with points, miles or cash back it can be a real headache to keep up with all the perks, right? You might notice that program rules and restrictions are constantly changing, your mileage credits may be incorrectly listed, and there are those pesky expiration dates to keep track of.
Here are some sites to lighten the load for you to consider:
MaxMiles.com. The MaxMiles.com "MileageMiner" automatically gathers all of your frequent flyer balances and account information from airlines, hotels, and credit cards, analyzes the most current mileage offers, reconciles account activity, and sends you a personalized report of all your miles via email. After a 90 day free trial, the subscription currently costs $29.95 annually.
MileTracker. Miletracker is a free downloadable application sponsored by USA Today. MileTracker currently supports more than 105 frequent flier and loyalty programs. Once you create a profile and insert your multiple account information, you will not need to input it again. When you open MileTracker and tell it to display or update your accounts, it automatically and simultaneously goes to all the accounts your have listed in your profile, inserts your personal information required for each account, and retrieves the account data to be viewed on your computer desktop.
Points.com. This Web site allows you to track reward miles and points for free. It also allows you to trade with other users on the site’s Global Points Exchange, GPX, but there is a fee involved. There is a processing fee of $6.95 per trade, plus whatever additional trading fees that may be required by the airline or rewards program.
PlasticJungle.com. This is a Web site for gift card exchange and services, for consumers who want to either buy gift cards at substantial savings, sell them for cash, or trade pre-owned gift cards for others. Given that many credit card reward programs offer gift cards as one of their available redemption choices, this site may be handy if you end up with a gift card you'll never use. Plastic Jungle guarantees all transactions and offers industry-leading features like gift card replacement protection in case they are lost or damaged, and instant alerts via text or email. Users may list gift cards for free on Plastic Jungle, with successful transactions charged a 10 percent fee when their gift card is sold or traded. Use caution with gift cards since many retailers are going out of business.
Giftcardtracker.com. This site is more a less an online "reminder" service, in which you enter all of the gift certificates, online gift cards and rewards that you’ve accumulated and this site will store your gift certificate information and send email reminders regarding which cards you have and when an expiration date is approaching.